Our Miscellaneous Accident insurance portfolio offers a wide range of specialised covers designed to protect individuals, businesses, and organisations from unexpected events and financial losses. Each product is tailored to meet specific risk needs:
- Business All Risk Insurance – Comprehensive protection for business assets against accidental loss or damage, whether on premises or temporarily elsewhere.
- Fidelity Guarantee Insurance – Safeguards your business against direct financial losses arising from dishonest or fraudulent acts committed by employees.
- Cyber Security Insurance – Covers financial losses, legal costs, and data recovery expenses resulting from cyberattacks, data breaches, or other cyber incidents.
- Burglary Insurance – Provides compensation for loss or damage to property following theft involving forcible or violent entry or exit.
- Glass Insurance – Protects against the cost of replacing or repairing fixed glass, windows, or shop fronts due to accidental breakage.
- Goods in Transit Insurance – Covers loss or damage to goods while being transported, whether by road, rail, air, or sea.
- Money Insurance – Protects against the loss of money on premises, in transit, or in safes due to theft, robbery, or other insured events.
- Event Cancellation Insurance – Reimburses expenses or losses if an event is cancelled, postponed, or interrupted due to unforeseen circumstances.
- Hole-in-One Insurance – Offers prize indemnity coverage for organisers of golf tournaments in the event of a hole-in-one win.
- Householders Insurance – Provides protection for household contents, including furniture, appliances, and personal effects, against insured perils.
- Political Violence and Riots Insurance – Covers damage or loss to property caused by political unrest, riots, strikes, or civil commotion.
- Personal Accident Insurance – Offers financial compensation for accidental death, disability, or medical expenses following an accident.
- Group Personal Accident Insurance – Extends personal accident cover to a group of individuals, such as employees or members of an organisation, under a single policy.
